Supplier Trade Financing
Streamline Your Cash Flow with Expert Supply Chain Financing
- Up to $1 million Trade Limit
- 30 - 150 Days Tenure
- 0.50% - 0.625% Per Month (Daily rated based on 365 days)
- Optimise your cash flow with supply chain financing. Discover tailored solutions for your trade financing needs. Contact our advisory team today!
Supplier
Receives 100% Prompt Payment
Trade Facility
Bridges 30–150 Day Cash Gap
Your Business
Fulfil Orders Without Cash Strain
Key features
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Bridge Payment Gaps with Ease
Trade financing allows you to make supplier payments before receiving customer payments, helping you manage cash flow without upfront capital strain.
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Take on Bigger Deals and Orders Without Cash Flow issues
Secure larger deals, negotiate bulk discounts, and grow your business without depleting reserves. Get the financing you need to scale operations smoothly.
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Short-Term Financing customized to Your Trade Cycle
Repayments are structured around your business's trade cycle (typically 90-120 days). Save on interest costs with daily-rated interest when you settle your trade bills early.
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Strengthens Supplier Relationships with on-time Payments
Build trust with suppliers by making on-time payments, which can lead to better credit terms, larger order capacities, and improved long-term partnerships.
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Secure Trade with Letter of Credit (L/C) and Guarantees
Trade financing include option to utilize instrument such as Letters of Credit (LCs) and Bank Guarantees, providing security when dealing with new suppliers or international markets.
Mechanics of Supply Chain Financing (Payables Finance)
The financier steps in to settle supplier invoices directly upon presentation of commercial documents (Bill of Lading, Purchase Order, Commercial Invoice). The borrower repays the lender over 30 to 150 days, matching the period it takes to manufacture, deliver, and collect funds from end customers.
Trade Instruments (Letters of Credit & Trust Receipts)
- Letter of Credit (LC): An irrevocable undertaking issued by the buyer's bank guaranteeing payment to the seller upon verified shipment documentation conforming to UCP 600 rules.
- Trust Receipt (TR): A short-term loan allowing the buyer to take possession of goods for processing/sale while holding the title in trust for the financing bank until final repayment.
Daily-Rated Pricing Efficiency
At 0.50% to 0.625% per month (equivalent to ~6.0% to 7.5% p.a.), interest is calculated on a daily pro-rata basis: (Drawn Amount * Annual Rate / 365) * Days Utilized. If inventory sells in 42 days, the company pays interest only for those 42 days.
Ready to talk to us about Trade Financing?
You've come to the right team — connect with our specialists today.
- Customized Credit Structuring: Tailored facilities matched to your cash flow.
- 20+ Institutional Partners: Banks, finance houses & non-bank lenders.
- Rapid Review: Response within 1 business day.